Checking Accounts
Free Community Checking
An everyday account with no fuss, no fees, no minimum balance, and optional direct deposit.
President’s Club Checking
Earn dividends on your balance and enjoy all the conveniences of banking with Maps—plus exclusive perks like unlimited ATM transactions and checks.
Passport
Checking
A checking account for members 55+ that offers dividends on balances over $750, plus a suite of other perks.
Round Up Feature
Pay yourself first with Round Up. Add Round Up to your Maps debit card and you’ll save a little with every purchase. Each transaction will be rounded up to the nearest dollar amount and be automatically transferred from your checking account to your Member Rewards account.
Early Paycheck**
Get paid up to 2 days earlier with Maps direct deposit. If we receive your direct deposit information from your employer prior to payday, we will make your money available to you right away – sometimes up to two days early.
Free unlimited CO-OP ATMs
Maps members have unlimited free access to over 30,000 CO-OP ATMs. That’s more than most of the biggest banks. Discover ATMs in all 50 states and multiple countries – just look for the CO-OP logo.
Free Community Checking
Our most popular account
Making a difference is worth every penny. This easy, fast, and free account allows you to do everything from paying bills and making deposits to shopping online or swiping your card for gas. Plus, every time you swipe your Free Community Checking debit card, Maps donates a penny to community causes—at no cost to you. It may seem small, but it adds up to a lot. Last year, account holders raised more than $100,000 by simply buying groceries, paying for coffee, or picking up lunch.
- No monthly service fees
- No minimum balance
- No limit on checks
- Free debit card with debit Mastercard benefits
- Get paid up to two days earlier with Maps direct deposit**
- Free unlimited CO-OP ATMs
$25 minimum opening balance.
President’s Club Checking
When you want higher dividend
Our President’s Club Checking is perfect for those who keep higher balances and want executive-level perks like dividends based on balances and exclusive club checks.
- Unlimited check writing
- Free President’s Club checks (or $5 credit towards designer checks)
- Free cashier checks
- Free debit card with debit Mastercard benefits
- A .10% APY% bonus on standard certificate accounts
- Get paid up to two days earlier with Maps direct deposit**
- Free unlimited CO-OP ATMs
- Waived ATM transaction fees at non-Maps ATMs
$25 minimum opening balance. $750 minimum average daily balance to earn dividends. $30,000 minimum in combined loans or deposits to avoid $7.50 service fee.
Maps Credit Union will add 0.10% to Certificate of Deposit (CD) rates. This offer is only available when a new standard CD account is opened.
0.20%APY*$10,000 and above
0.15%APY*$750-$9,999.99
Passport Checking
Perfect for members 55+
Somethings just get better with age. Wine…cheese…and checking! Our Passport Checking account option is exclusive to our members 55+ and offers a host of freebies as well as dividends on accounts with an average daily balance of $750.
- Dividends on average monthly balances of $750+
- No service charges
- Unlimited check writing
- Free box of Passport checks
- Free debit card with debit Mastercard benefits
- Get paid up to two days earlier with Maps direct deposit**
- Free unlimited CO-OP ATMs
$25 minimum opening balance. $750 minimum average daily balance to earn dividends.
0.01%APY*
You walk into the credit union and it is nothing but happy people who try to make your day easier. They greet you with a smile every time.
I’ve been a member since I was a child with a Moola-Moola account…And I’ll continue to be a member for life.
Being a Maps member feels like having a financial guru as a member of the family.
Frequently Asked Questions
General FAQs
Checking FAQs
Maps Digital Banking
The convenience of Maps right at your fingertips.
- Access your accounts 24/7
- Deposit checks on the go
- Open new accounts or pay bills inside the App
** Early Direct Deposit availability depends on the timing of the payor’s payment instructions, and fraud prevention restrictions may apply. Therefore, availability or timing of Early Direct Deposit may vary from pay period to pay period. Make sure your name and social security number, and the credit union routing and account number on file with your employer or benefits provider matches what’s on your Maps Credit Union account. We will not be able to deposit your payment if we are not able to match recipients.
How to stop a recurring payment on a debit card
Rates good as of effectivedate and are subject to change without notice. *APY = Annual Percentage Yield. Fees can reduce earnings.