Maps Mortgage


Tracy Holstege
Director of Mortgage Lending – Proffesional Center

Email Tracy
NMLS 2181234

"Choosing a mortgage team is about finding people you are comfortable with for the long haul. I want to build lifelong connections with everyone we work with guided by integrity and performance."

I got my start in the mortgage industry over 20 years ago, and now I use that relevant experience to lead our team as the Director of Mortgage Lending. I joined Maps Credit Union in 2011 and have held multiple different roles centered around operations. Since my time here, I have focused tirelessly on our department's success. Building and encouraging a team that feels strongly about connecting with our members, and building trust, integrity, and a service-minded attitude, has been my goal.  

When I'm not leading my team, you can find me on the soccer field, tearing it up, or working out in the gym. I love spending time with my family and being involved with our Capital Futbol Club here in Salem, Oregon.  

If I wasn't a Director of Mortgage Lending at Maps, I think I wouldn't be doing anything too crazy. I'd probably just be a professional shopper or soccer player scoring goals all over the world. 


Mortgage Rates


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Program Name Rate APR Points   Fees
15 Year Fixed (Conforming) 6.000% 6.177% 0.000%   View
30 Year Fixed (Conforming) 6.500% 6.611% 0.000%   View
30 Year FHA 5.750% 6.675% 0.000%   View
30 Year VA 6.125% 6.340% 0.000%   View
30 Year USDA Rural Home Purchase 6.625% 7.159% 0.000%   View

The rates listed above are for a purchase loan amount of $200k and assume a 740+ credit score. Please reach out to a Mortgage Loan Officer for a specific rate quote.  Refinance Rates can be higher than what is listed here.

Rates good as of 11/23/2022 and are subject to change without notice. Rates may vary depending on each individual’s credit history and underwriting factors.

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