Home Equity Rates

Home Equity Master Line

Repayment Terms APR Loan to Value
10 year draw & up to 15 years to repay 5.25%-8.25% up to 90% LTV

HELOC Owner-Occupied. Payment based on balance. $25.00 annual fee assessed January of each year. Borrower pays closing costs. Annual Percentage Rate (APR)* and maximum loan amount will be based on your credit qualifications and loan to value ratio. The variable APR may adjust quarterly based on Wall Street Prime plus or minus a margin. Minimum APR 3.49%. Maximum APR 18%.

Home Equity Master Line Disclosures

Lock-In Option - Variable

Repayment Terms APR
Terms 5, 10, 15, or 20 years 5.50%-7.50%

Rate is fixed for the first five years, then it may adjust every 5 years based on Wall Street Prime** plus a margin. Minimum APR 4.00%. Maximum APR 18%. Stated rates include .25% auto pay discount. Lock-In fee $25.

Lock-In Option - Variable Disclosures

Lock-in Option - Fixed

Repayment Terms APR
Terms 5, 10, 15, or 20 years 5.25%-8.25%

Rate includes .25% reduction for autopay. Lock-In fee $25.

Lock-in Option - Fixed Disclosures