Home Equity Rates

Home Equity Master Line

Repayment Terms APR Loan to Value
10 year draw & up to 15 years to repay 6.25% - 8.25% up to 85% LTV for select credit tiers

 Minimum monthly payments during the draw period will be determined on the balance.

Home Equity Master Line - Interest Only

Repayment Terms APR Loan to Value
5 year draw & up to 15 years to repay 6.25% - 8.25% up to 85% LTV for select credit tiers
 Minimum monthly payments during the draw period will be determined on the balance.

 

Lock-In Option - Variable

Repayment Terms APR
Terms 5, 10, 15, or 20 years 6.50%-8.50%

Lock-in a portion of your Home Equity Master Line to an interest rate that is fixed for the first five years based on Wall Street Journal plus a margin. As you repay the principal, your availability to borrow from your Home Equity Master Line will increase.  OR as you repay the principal portion that is locked in, these funds will be available to borrow through your Home Equity Master Line. Lock fee of $25 may apply.

Lock-in Option - Fixed

Repayment Terms APR
Terms 5, 10, 15, or 20 years 6.50%-9.50%

Lock-in a portion of your Home Equity Master Line to a fixed interest rate for 5, 10, 15, or 20 years. As you repay the principal, your availability to borrow from your Home Equity Master Line will increase. Lock fee of $25 may apply.