Mortgage Appointment Request

Whether you're ready to start the home loan process or just want to ask some questions - we're here to help. Please answer the questions below to get us started in the right direction.

 


Mortgage Rates

Mortgages

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Program Name Rate APR Points Payment  
15 Year Fixed (Conforming) 5.250% 5.399% 0.125% $2,813.57  
30 Year Fixed (Conforming) 6.000% 6.083% 0.000% $2,098.43  
30 Year FHA 5.625% 6.541% 0.000% $2,014.80  
30 Year VA 6.125% 6.370% 0.125% $2,126.64  
30 Year USDA Rural Home Purchase 6.125% 6.544% 0.125% $2,126.64  
Zero Down 20 Year Fixed 5.750% 5.836% 0.125% $2,457.29  
Educator 100% 30 Year Fixed 7.250% 7.308% 0.000% $2,387.62  

The rates listed above are for a purchase loan amount of $350,000 and assume a 740+ credit score. Please reach out to a Mortgage Loan Officer for a specific rate quote.  Refinance Rates can be higher than what is listed here.


Rates good as of 1/25/2023 and are subject to change without notice. Rates may vary depending on each individual’s credit history and underwriting factors.

Payments shown are Principle and Interest Only and do not include any required mortgage insurance or any financed fees for government loans which may increase the mortgage balance and payments. 

Zero Down
New purchase only. Maximum loan amount is based on FHA loan limits (ex. Maximum in Marion County is $483,000) . Property must be a single-family residence and located in Oregon. Mortgage Insurance and Escrow are required. Minimum contribution to cover fees and the appraisal must be the greater of $1000 or 1% of the purchase price.
 
Educator 100%
New purchase only. Maximum loan amount is based on FHA loan limits  (ex. Maximum in Marion County is $483,000). Property must be a single-family residence and located in Oregon. Escrow is required. Loan-to-Value may not exceed 100 percent. Borrower responsible for appraisal and closing costs. 15-year and 30-year term available.
 

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