Why Choosing the Right Checking Account Matters
A Checking Account is your financial home base where your paycheck lands, your bills get paid, and your spending is tracked. But not all Checking Accounts are created equal. Some come with monthly fees and balance requirements, while others are streamlined for simplicity. For Oregon residents looking to make the most of their money, understanding the benefits and features offered by different Checking Accounts can help them choose the right fit for their lifestyle.
What to Look for in a Checking Account
Whether you’re managing everyday expenses or planning ahead, here are a few key features to compare:
- Monthly maintenance fees
- Minimum balance requirements
- Debit card access and ATM convenience
- Overdraft protection
- Online and mobile banking tools
At Maps Credit Union, we make it easier for Oregon residents to find the right fit, without the guesswork. Whether you prefer a no-frills option or want a few added perks, Maps offers accounts designed for how you really spend.
Free Checking Accounts at Maps Credit Union
At Maps, we offer a range of checking options, including a Free Checking Account that keeps things simple and accessible.
Other financial institutions may say their Checking Accounts are free, but at Maps Credit Union, our Free Community Checking Account is just as good as it sounds. It’s a truly free Checking Account! There are no hidden fees, no balance minimums, and no fuss.
Free Checking Account Features
- No monthly service fees
- No minimum balance
- No limit on checks
- Free debit card with Mastercard benefits
- Get paid up to two days earlier with Maps Direct Deposit**
- Free unlimited CO-OP ATMs
- Greenlight: Money App for parents and their children
Other Checking Account Options at Maps Credit Union
In addition to our completely Free Checking Account, we also offer a couple of different Checking Account options that are perfect for Oregonians who are looking to earn dividends on their balance.
President’s Club Checking Account Features
- Unlimited check writing
- Free President’s Club Checks (or $5 credit towards designer checks)
- Free cashier checks
- Free debit card with Mastercard benefits
- A .10% APY%* bonus on standard certificate accounts
- Get paid up to two days earlier with Maps direct deposit**
- Free unlimited CO-OP ATMs
- Waived ATM transaction fees at non-Maps ATMs
- Greenlight: Money App for parents and their children
Passport Checking Account Features
- Dividends on average monthly balances of $750+
- No service charges
- Unlimited check writing
- Free box of Passport checks
- Free debit card with Mastercard benefits
- Get paid up to two days earlier with Maps direct deposit**
- Free unlimited CO-OP ATMs
- Greenlight: Money App for parents and their children
Why Oregon Residents Choose Maps Credit Union Checking Accounts
As a member-owned credit union, Maps is deeply rooted in the Oregon community. That means
local decisions, local support, and a commitment to serving members.
With Maps, you get:
- Lower fees and personalized service
- Access to convenient locations across Oregon
- A credit union that’s as invested in your future as you are
Plus, all of Maps Credit Union’s Checking Accounts come with the convenience of Maps right at your fingertips with Maps Digital Banking, as well as incredible benefits like Early Direct Deposit**, meaning you could get paid up to two days early!
How to Open a Checking Account
Opening a Checking Account with Maps Credit Union is simple. All you need is two valid forms of ID, some basic personal information, and (depending on the account) an opening deposit.
You can apply online in just a few minutes or stop by a nearby branch. We’re here to help either way.
Open the Right Checking Account Today
Choosing the right Checking Account can be challenging, but Maps Credit Union can help make your decision easier.
Compare our Checking Account options, think about how you use your account, and find the best fit for your needs.
*APY = Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.
** Early Direct Deposit availability depends on the timing of the payor’s payment instructions, and fraud prevention restrictions may apply. Therefore, the availability or timing of Early Direct Deposit may vary from pay period to pay period. Make sure your name and social security number, and the credit union routing and account number on file with your employer or benefits provider matches what’s on your Maps Credit Union account. We will not be able to deposit your payment if we are not able to match recipients.