Get Paid Up to Two Days Early With Direct Deposit
You work hard for every paycheck, so why wait to use it? With Maps Credit Union’s Direct Deposit, you can enjoy access to your money up to two days earlier than traditional payday. There’s no extra cost, no hidden catch, just a faster way to get the funds you’ve earned.
Why Early Direct Deposit Matters
Waiting for payday can slow down your plans, whether it’s covering a bill, grabbing groceries, or putting extra toward savings. Early direct deposit gives you more flexibility and control over your finances. Instead of holding your money until an official payday, Maps Credit Union makes your funds available as soon as we receive payroll information from your employer.
How Maps Credit Union Early Direct Deposit Works
It’s simple:
- Your employer sends payroll details to Maps Credit Union before payday.
- We process your deposit as soon as we get the information.
- Your paycheck may be in your account up to two days before your official payday.
By removing the wait, you can make financial decisions on your schedule, not your employer’s payroll cycle.
How to Set Up Early Direct Deposit With Maps Credit Union
You can set up direct deposit in just a few steps:
Option 1: Online Banking
- Log in to your Maps Credit Union Online Banking Account.
- Select your Checking Account.
- Scroll to “Additional Information” and click Set Up Direct Deposit.
- Follow the prompts to complete your setup.
Option 2: Through Your Employer
- Complete the Direct Deposit Form.
- Submit it to your employer or payroll provider.
Why Choose Maps Credit Union
We’re more than just a place to keep your money. Maps Credit Union is rooted in the Oregon community, offering personalized service, modern technology, and secure financial tools to help you reach your goals.
Frequently Asked Questions About Early Direct Deposit
What does “up to two days early” mean?
It means your paycheck may be available in your account as soon as we receive payroll details from your employer, sometimes two days before payday.
Does this work for all employers?
Most employers and payroll providers support direct deposit; however, the timing depends on when they send payroll information.
Is there a fee for early access?
No. This service is included at no extra cost for Maps Credit Union members.
How will I know my deposit is available?
You can check your account balance through Online or Mobile Banking at any time.
Start Getting Paid Sooner
Your time is valuable, and so is your money. With Maps Credit Union Direct Deposit, you can skip the wait, skip the paper checks, and enjoy faster access to your paycheck. No cost. No catch. Just your money, sooner.
* Early Direct Deposit availability depends on the timing of the payor’s payment instructions, and fraud prevention restrictions may apply. Therefore, availability or timing of Early Direct Deposit may vary from pay period to pay period. Make sure your name and social security number, and the credit union routing and account number on file with your employer or benefits provider matches what’s on your Maps Credit Union account. We will not be able to deposit your payment if we are not able to match recipients.