Auto Loans

You want a vehicle, not a hassle. We can help you buy or refinance your new or used set of wheels quickly so you can hit the road for your next adventure.

Do you have an auto loan somewhere else? Ask about our special refinance rates for loans transferred to Maps from another financial institution.

Apply for an auto loan

Resources for Autos, RVs, and Watercrafts

Auto Loans

Fasten your seatbelt, because our auto loan specialists move quickly. They guide you through the car-buying and refinancing processes as they work to get you competitive rates, fast approvals and even discounts for financing multiple cars.

All loans subject to credit approval. Rates, terms, and conditions are subject to change and may bary based on creditworthiness, qualifications, and collateral conditions. APR (Annual Percentage Rate) is 4.19% to 16.94%. For a $20,000 new car loan for a term of 84 months with a 4.69% APR, the monthly payment will be $XXX.XX.

Product	APR*
New and Used Autos up to 72 months	4.19% - 16.94%
New and Used Autos 73 - 84 months	4.69% - 16.94%

Includes .50% reduction for autopay and e-statements.

Auto Loans Disclosures

RV Loans

No need to wait until you’re in your RV to relax. Our loan specialists are at the wheel, driving your deal and documents to the finish line.

Product	APR*
2018-2019 Fixed Rate*	5.24% - 17.99%
2018-2019 Variable Rate	6.24% - 18.24%
2017 and older Fixed Rate*	6.24% - 18.99%
2017 and older Variable Rate	8.24% - 20.24%

*Includes .50% reduction for autopay and e-statements.

RV Loans Disclosures

Marine Loans

Dive into your boat loan with confidence. We’ve financed watercraft for years, making sure the paperwork is watertight and the rates are leagues ahead of others.

Product	APR*
Models 2018-2019	5.24% - 17.99%
2017 and older	6.24% - 18.99%

Includes .50% reduction for autopay and e-statements.

Marine Loans Disclosures

Rates good as of 7/1/19 and are subject to change without notice.
*APR: Annual Percentage Rate. All loans are subject to a $60 loan origination fee and a $10 membership fee if borrower is not already a member. Fixed rates include a 0.50% rate reduction for automatic payment and electronic statements. Rate will be increased 0.50% if payment is not automatic and electronic statements are not set up. Floor rate of 4.19% applicable to all discounts. All loans are based on your credit history and credit qualifications and subject to approval.

Other Loan Rates

Consumer Loans

Personal Loan

Product	APR
Fixed Rate	8.25% - 22.00%*
Variable Rate	12.75% - 19.25%

*Includes .50% reduction for autopay and e-statements. $60 loan fee applies.

Personal Loan Disclosures

Goldline Plus

12.15%-23.40%^APR

Signature Line of Credit

Goldline Plus Disclosures

Share Secured

5.00%^APR

Secured by your Maps Share Account

Share Secured Disclosures

Certificate Secured

+2.00%*^APR

*Certificate Rate + 2.00% APR. Secured by your Maps Certificate Account.

Certificate Secured Disclosures

Credit Cards

Mastercard

Product	APR
Platinum Mastercard Rewards	10.75%-18.75%
World Mastercard Rewards	10.75%-14.75%
Business Mastercard	10.75%-18.75%
Secured Mastercard	18.75%
Youth Mastercard	18.75%

Mastercard Disclosures

Home Equity

Home Equity Master Line

Repayment Terms	APR	Loan to Value
10 year draw & up to 15 years to repay	5.00%-8.00%	up to 90% LTV

HELOC Owner-Occupied. Payment based on balance. $25.00 annual fee assessed January of each year. Borrower pays closing costs. Annual Percentage Rate (APR)* and maximum loan amount will be based on your credit qualifications and loan to value ratio. The variable APR may adjust quarterly based on Wall Street Prime plus or minus a margin. Minimum APR 3.49%. Maximum APR 18%.

Home Equity Master Line: Offering Rates may change at any time. Other terms and conditions may apply. Appraisals required. Flood search cost: $12.50. Property Tax Tracking fee $81. Estimated recording cost: $136-$163. Estimated title insurance or property report cost: $85 - $1300. Lock fee of $25 may apply. Total estimated costs will vary based on individual loan.

Home Equity Master Line Disclosures

Lock-In Option - Variable

Repayment Terms	APR
Terms 5, 10, 15, or 20 years	4.75%-6.75%

Lock-in a portion of your Home Equity Master Line to an interest rate that is fixed for the first five years based on Wall Street Journal plus a margin; thereafter, the interest rate will adjust every 5 years based on Wall Street Journal Prime plus a Margin.As you repay the principal, your availability to borrow from your Home Equity Master Line will increase. OR as you repay the principal portion that is locked in, these funds will be available to borrow through your Home Equity Master Line.

Lock-In Option - Variable Disclosures

Lock-in Option - Fixed

6.25

Repayment Terms	APR
Terms 5, 10, 15, or 20 years	6.25%-9.75%

Lock-in a portion of your Home Equity Master Line to a fixed interest rate for 5, 10, 15, or 20 years. As you repay the principal, your availability to borrow from your Home Equity Master Line will increase.

Lock-in Option - Fixed Disclosures

Mortgage

Mortgages

Swipe left to scroll table.

Program Name	Rate	APR	Points	Fees
15 Year Fixed (Conforming)	3.250%	3.394%	0.00%	View
30 Year Fixed (Conforming)	3.750%	3.833%	0.00%	View
30 Year FHA	3.125%	4.196%	0.00%	View
30 Year VA	3.375%	3.546%	0.00%	View
30 Year USDA Rural Home Purchase	3.250%	3.762%	0.00%	View

Rates good as of 12/03/19 and are subject to change without notice.

Apply Online

Mortgages Disclosures

Origination (.0% of Loan amount based on $200K)	$0.00
Admin, Processing	$1,145.00
Flood	$0.00
Credit Report	$0.00
Appraisal	$725.00
Escrow	$565.50
Recording	$225.00
Title (Based on $200K - will vary)	$310.00
Tax Service	$0.00
Title Endorsements	$100.00

Origination (0% of Loan amount based on $200K)	$0.00
Admin, Processing,	$1,145.00
Flood	$0.00
Credit Report	$0.00
Appraisal	$725.00
Escrow	$565.50
Recording	$225.00
Title (Based on $200K - will vary)	$310.00
Tax Service	$0.00
Title Endorsements	$100.00

Origination (.0% of Loan amount based on $200K)	$00.00
Processing (Underwriting)	$865.00
Flood	$15.50
Credit Report	$0.00
Appraisal	$970.00
Escrow	$516.00
Recording & Reconveyance	$225.00
Title (Based on $200K - will vary)	$310.00
Tax Service	$72.00
Title Endorsements	$100.00
Upfront Financed Mortgage INS	$3,500.00

Origination (.0% of Loan amount based on $200K)	$00.00
Admin (Underwriting)	$0.00
Flood	$15.50
Wire + MERS	$0.00
Appraisal	$780.00
Escrow	$0.00
Recording & Reconveyance	$225.00
Title (Based on $200K - will vary)	$310.00
Tax Service	$0.00
Title Endorsements	$100.00
VA Funding Fee	$4,300.00

Origination (0% of Loan amount based on 200K)	$0.00
Admin, Processing	$1,145.00
Flood	$0.00
Credit Report	$90.00
Appraisal	$825.00
Escrow	$510.00
Recording & Reconveyance	$225.00
Title (Based on $200K - will vary)	$310.00
Tax Service	$0.00
Title Endorsements	$100.00
Upfront Financed Fee	$2,020.20

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Business

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Financial Workshops

Auto Loans

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Auto Loans

RV Loans

Marine Loans

Auto Loans

Includes .50% reduction for autopay and e-statements.

RV Loans

*Includes .50% reduction for autopay and e-statements.

Marine Loans

Includes .50% reduction for autopay and e-statements.

Other Loan Rates

Personal Loan

*Includes .50% reduction for autopay and e-statements. $60 loan fee applies.

Goldline Plus

12.15%-23.40%APR

Signature Line of Credit

Share Secured

5.00%APR

Secured by your Maps Share Account

Certificate Secured

+2.00%*APR

*Certificate Rate + 2.00% APR. Secured by your Maps Certificate Account.

Mastercard

Home Equity Master Line

Lock-In Option - Variable

Lock-in Option - Fixed

6.25

Mortgages

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12.15%-23.40%^APR

5.00%^APR

+2.00%*^APR