Auto Loans

You want a vehicle, not a hassle. We can help you buy or refinance your new or used set of wheels quickly so you can hit the road for your next adventure.

Do you have an auto loan somewhere else? 
Ask about our special refinance rates for loans transferred to Maps from another financial institution.

Apply for an auto loan 

Resources for Autos, RVs, and Watercrafts

Maps vehicle loans: We now use text messaging to request information regarding your vehicle insurance policy. Please respond to the request with the text or contact us at 503-588-0181.

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Auto Loans

New and Used

RV Loans

New and Used

Marine Loans

New and Used
Rates good as of 01/01/2021 and are subject to change without notice.
 
All loans are subject to a $60 loan origination fee and a $10 membership fee if borrower is not already a member.
 
All Auto loan, RV fixed, and Marine Loan rates assume a 0.50% discount for automatic payments and electronic statements.
 
*The ANNUAL PERCENTAGE RATE (APR) shown includes only interest and does not contain other costs or fees. All loans are subjected to credit approval. The APR (for fixed rate loans), or the margin added to the index to determine the APR (for variable rate loans), that will apply to your account may be based on credit history, credit qualifications and subject to approval. 
 
**The Annual Percentage Rate for variable-rate RV Loans may vary.

Other Loan Rates

Consumer Loans

Personal Loan

Product APR
Fixed Rate 8.25% - 22.00%*
Variable Rate 10.75% - 17.25%

*Includes .50% reduction for autopay and e-statements. $60 loan fee applies.

Personal Loan Disclosures

Goldline Plus

10.15%-21.40%APR

Signature Line of Credit

Loan is subject to a $25 annual fee, and a $10 membership fee if borrower is not already a member. The APR will vary and changes quarterly based on the 26-week US Treasury Bill Rate. Current margin ranges between 9.90%-21.15%. The monthly minimum payment requirement is 2.5% of the outstanding balance, subject to a minimum of $15.00. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.

Share Secured

5.00%APR

Secured by your Maps Share Account

Certificate Secured

+2.00%*APR

*Certificate Rate + 2.00% APR. Secured by your Maps Certificate Account.

Certificate Secured Disclosures

Credit Cards

Mastercard

Product APR
Platinum Mastercard Rewards 8.75%-16.75%
World Mastercard Rewards 8.75%-12.75%
Business Mastercard 8.75%-16.75%
Secured Mastercard 16.75%
Youth Mastercard 16.75%

Mastercard Disclosures

Home Equity

Home Equity Master Line

Repayment Terms APR Loan to Value
10 year draw & up to 15 years to repay 3.50%-6.50% up to 85% LTV

HELOC Owner-Occupied. Payment based on balance. $25.00 annual fee assessed. Borrower pays closing costs. Annual Percentage Rate (APR)* and maximum loan amount will be based on your credit qualifications and loan to value ratio. The variable APR may adjust quarterly based on Wall Street Prime plus or minus a margin. Minimum APR 3.49%. Maximum APR 18%.

Home Equity Master Line: Offering Rates may change at any time. Other terms and conditions may apply. Appraisals required. Flood search cost: $12.50. Property Tax Tracking fee $81.  Estimated recording cost: $136-$163. Estimated title insurance or property report cost: $85 - $1300. Lock fee of $25 may apply. Total estimated costs will vary based on individual loan.

Home Equity Master Line Disclosures

Lock-In Option - Variable

Repayment Terms APR
Terms 5, 10, 15, or 20 years 3.50%-5.50%

Lock-in a portion of your Home Equity Master Line to an interest rate that is fixed for the first five years based on Wall Street Journal plus a margin; thereafter, the interest rate will adjust every 5 years based on Wall Street Journal Prime plus a Margin.As you repay the principal, your availability to borrow from your Home Equity Master Line will increase.   OR as you repay the principal portion that is locked in, these funds will be available to borrow through your Home Equity Master Line.

Lock-in Option - Fixed

4.75

Repayment Terms APR
Terms 5, 10, 15, or 20 years 4.75%-7.50%

Lock-in a portion of your Home Equity Master Line to a fixed interest rate for 5, 10, 15, or 20 years. As you repay the principal, your availability to borrow from your Home Equity Master Line will increase.

Lock-in Option - Fixed Disclosures

Mortgage

Mortgages

Swipe left to scroll table.
Program Name Rate APR Points   Fees
15 Year Fixed (Conforming) 2.250% 2.347% 0.00%   View
30 Year Fixed (Conforming) 2.750% 2.805% 0.00%   View
30 Year FHA % % 0.00%   View
30 Year VA % % 0.00%   View
30 Year USDA Rural Home Purchase % % 0.00%   View

Mortgage rates listed on our website are representative of a home loan purchase only.  Refinance rates are typically .250% to .75% higher. Call for government rate quotes.


Rates good as of 01/12/21 and are subject to change without notice.

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Mortgages Disclosures