Auto Loans

You want a vehicle, not a hassle. We can help you buy or refinance your new or used set of wheels quickly so you can hit the road for your next adventure.

Do you have an auto loan somewhere else? Ask about our special refinance rates for loans transferred to Maps from another financial institution.


Apply for an auto loan 

Rates good as of 2/1/2020 and are subject to change without notice.
All loans are subject to a $60 loan origination fee and a $10 membership fee if borrower is not already a member.
All Auto loan, RV fixed, and Marine Loan rates assume a 0.50% discount for automatic payments and electronic statements.
*The ANNUAL PERCENTAGE RATE (APR) shown includes only interest and does not contain other costs or fees. All loans are subjected to credit approval. The APR (for fixed rate loans), or the margin added to the index to determine the APR (for variable rate loans), that will apply to your account may be based on credit history, credit qualifications and subject to approval. 
**The Annual Percentage Rate for variable-rate RV Loans may vary.

Other Loan Rates

Personal Loan

Product APR
Fixed Rate 8.25% - 22.00%*
Variable Rate 12.25% - 18.75%

*Includes .50% reduction for autopay and e-statements. $60 loan fee applies.

Personal Loan Disclosures

Goldline Plus


Signature Line of Credit

Goldline Plus Disclosures

Share Secured


Secured by your Maps Share Account

Share Secured Disclosures

Certificate Secured


*Certificate Rate + 2.00% APR. Secured by your Maps Certificate Account.

Certificate Secured Disclosures


Product APR
Platinum Mastercard Rewards 10.25%-18.25%
World Mastercard Rewards 10.25%-14.25%
Business Mastercard 10.25%-18.25%
Secured Mastercard 18.25%
Youth Mastercard 18.25%

Mastercard Disclosures

Home Equity Master Line

Repayment Terms APR Loan to Value
10 year draw & up to 15 years to repay 3.50%-6.50% up to 90% LTV

HELOC Owner-Occupied. Payment based on balance. $25.00 annual fee assessed January of each year. Borrower pays closing costs. Annual Percentage Rate (APR)* and maximum loan amount will be based on your credit qualifications and loan to value ratio. The variable APR may adjust quarterly based on Wall Street Prime plus or minus a margin. Minimum APR 3.49%. Maximum APR 18%.

Home Equity Master Line: Offering Rates may change at any time. Other terms and conditions may apply. Appraisals required. Flood search cost: $12.50. Property Tax Tracking fee $81.  Estimated recording cost: $136-$163. Estimated title insurance or property report cost: $85 - $1300. Lock fee of $25 may apply. Total estimated costs will vary based on individual loan.

Home Equity Master Line Disclosures

Lock-In Option - Variable

Repayment Terms APR
Terms 5, 10, 15, or 20 years 3.25%-5.25%

Lock-in a portion of your Home Equity Master Line to an interest rate that is fixed for the first five years based on Wall Street Journal plus a margin; thereafter, the interest rate will adjust every 5 years based on Wall Street Journal Prime plus a Margin.As you repay the principal, your availability to borrow from your Home Equity Master Line will increase.   OR as you repay the principal portion that is locked in, these funds will be available to borrow through your Home Equity Master Line.

Lock-In Option - Variable Disclosures

Lock-in Option - Fixed


Repayment Terms APR
Terms 5, 10, 15, or 20 years 6.25%-9.75%

Lock-in a portion of your Home Equity Master Line to a fixed interest rate for 5, 10, 15, or 20 years. As you repay the principal, your availability to borrow from your Home Equity Master Line will increase.

Lock-in Option - Fixed Disclosures


Swipe left to scroll table.
Program Name Rate APR Points   Fees
15 Year Fixed (Conforming) 3.250% 3.394% 0.00%   View
30 Year Fixed (Conforming) 3.625% 3.707% 0.00%   View
30 Year FHA 3.250% 4.323% 0.00%   View
30 Year VA 3.750% 3.925% 0.00%   View
30 Year USDA Rural Home Purchase 3.625% 4.142% 0.00%   View

Mortgage rates listed on our website are representative of a home loan purchase only.  Refinance rates are typically .5% to 1% higher.

Rates good as of 03/26/20 and are subject to change without notice.

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Mortgages Disclosures