We've Dropped our Auto Rates - now that's something to wag about!

Are you looking to purchase a vehicle? To help, we've dropped our new and used auto rates. See rate options below and apply online when you're ready.

Do you have an auto loan somewhere else?
Ask about our special refinance rates for loans transferred to Maps from another financial institution.

Apply for an auto loan

Resources for Autos, RVs, and Watercrafts

Auto Loans

Fasten your seatbelt, because our auto loan specialists move quickly. They guide you through the car-buying and refinancing processes as they work to get you competitive rates, fast approvals and even discounts for financing multiple cars.

Product	APR*
New and Used Autos up to 72 months	3.39% - 16.14%
New and Used Autos 73 - 84 months	3.89% - 16.14%

For a $20,000 new car loan for a term of 84 months with a 3.89% APR, the monthly payment will be $272.40

Auto Loans Disclosures

RV Loans

No need to wait until you’re in your RV to relax. Our loan specialists are at the wheel, driving your deal and documents to the finish line.

Product	APR*
2019-2020 Fixed Rate*	5.24% - 17.99%
2019-2020 Variable Rate**	3.99% - 15.99%
2018 and older Fixed Rate*	6.24% - 18.99%
2018 and older Variable Rate**	5.99% - 17.99%

RV Loans Disclosures

Marine Loans

Dive into your boat loan with confidence. We’ve financed watercraft for years, making sure the paperwork is watertight and the rates are leagues ahead of others.

Product	APR*
Models 2019-2020	5.24% - 17.99%
2018 and older	6.24% - 18.99%

Marine Loans Disclosures

Rates good as of 5/1/2020 and are subject to change without notice.

All loans are subject to a $60 loan origination fee and a $10 membership fee if borrower is not already a member.

All Auto loan, RV fixed, and Marine Loan rates assume a 0.50% discount for automatic payments and electronic statements.

*The ANNUAL PERCENTAGE RATE (APR) shown includes only interest and does not contain other costs or fees. All loans are subjected to credit approval. The APR (for fixed rate loans), or the margin added to the index to determine the APR (for variable rate loans), that will apply to your account may be based on credit history, credit qualifications and subject to approval.

**The Annual Percentage Rate for variable-rate RV Loans may vary.

Other Loan Rates

Consumer Loans

Personal Loan

Product	APR
Fixed Rate	8.25% - 22.00%*
Variable Rate	10.75% - 17.25%

*Includes .50% reduction for autopay and e-statements. $60 loan fee applies.

Personal Loan Disclosures

Goldline Plus

10.15%-21.40%^APR

Signature Line of Credit

Goldline Plus Disclosures

Share Secured

5.00%^APR

Secured by your Maps Share Account

Share Secured Disclosures

Certificate Secured

+2.00%*^APR

*Certificate Rate + 2.00% APR. Secured by your Maps Certificate Account.

Certificate Secured Disclosures

Credit Cards

Mastercard

Product	APR
Platinum Mastercard Rewards	8.75%-16.75%
World Mastercard Rewards	8.75%-12.75%
Business Mastercard	8.75%-16.75%
Secured Mastercard	16.75%
Youth Mastercard	16.75%

Mastercard Disclosures

Home Equity

Home Equity Master Line

Repayment Terms	APR	Loan to Value
10 year draw & up to 15 years to repay	3.50%-6.50%	up to 85% LTV

HELOC Owner-Occupied. Payment based on balance. $25.00 annual fee assessed January of each year. Borrower pays closing costs. Annual Percentage Rate (APR)* and maximum loan amount will be based on your credit qualifications and loan to value ratio. The variable APR may adjust quarterly based on Wall Street Prime plus or minus a margin. Minimum APR 3.49%. Maximum APR 18%.

Home Equity Master Line: Offering Rates may change at any time. Other terms and conditions may apply. Appraisals required. Flood search cost: $12.50. Property Tax Tracking fee $81. Estimated recording cost: $136-$163. Estimated title insurance or property report cost: $85 - $1300. Lock fee of $25 may apply. Total estimated costs will vary based on individual loan.

Home Equity Master Line Disclosures

Lock-In Option - Variable

Repayment Terms	APR
Terms 5, 10, 15, or 20 years	3.25%-5.25%

Lock-in a portion of your Home Equity Master Line to an interest rate that is fixed for the first five years based on Wall Street Journal plus a margin; thereafter, the interest rate will adjust every 5 years based on Wall Street Journal Prime plus a Margin.As you repay the principal, your availability to borrow from your Home Equity Master Line will increase. OR as you repay the principal portion that is locked in, these funds will be available to borrow through your Home Equity Master Line.

Lock-In Option - Variable Disclosures

Lock-in Option - Fixed

4.75

Repayment Terms	APR
Terms 5, 10, 15, or 20 years	4.75%-8.25%

Lock-in a portion of your Home Equity Master Line to a fixed interest rate for 5, 10, 15, or 20 years. As you repay the principal, your availability to borrow from your Home Equity Master Line will increase.

Lock-in Option - Fixed Disclosures

Mortgage

Mortgages

Swipe left to scroll table.

Program Name	Rate	APR	Points	Fees
15 Year Fixed (Conforming)	2.625%	2.763%	0.00%	View
30 Year Fixed (Conforming)	2.990%	3.203%	0.00%	View
30 Year FHA	%	%	0.00%	View
30 Year VA	%	%	0.00%	View
30 Year USDA Rural Home Purchase	%	%	0.00%	View

Mortgage rates listed on our website are representative of a home loan purchase only. Refinance rates are typically .125% to 1% higher. Call for government rate quotes.

Rates good as of 07/13/20 and are subject to change without notice.

Apply Online

Mortgages Disclosures

Origination (.0% of Loan amount based on $200K)	$0.00
Admin, Processing	$1,145.00
Flood	$0.00
Credit Report	$0.00
Appraisal	$725.00
Escrow	$565.50
Recording	$225.00
Title (Based on $200K - will vary)	$310.00
Tax Service	$0.00
Title Endorsements	$100.00

Origination (0% of Loan amount based on $200K)	$0.00
Admin, Processing,	$1,145.00
Flood	$0.00
Credit Report	$0.00
Appraisal	$725.00
Escrow	$565.50
Recording	$225.00
Title (Based on $200K - will vary)	$310.00
Tax Service	$0.00
Title Endorsements	$100.00

Origination (.0% of Loan amount based on $200K)	$00.00
Processing (Underwriting)	$865.00
Flood	$15.50
Credit Report	$0.00
Appraisal	$970.00
Escrow	$516.00
Recording & Reconveyance	$225.00
Title (Based on $200K - will vary)	$310.00
Tax Service	$72.00
Title Endorsements	$100.00
Upfront Financed Mortgage INS	$3,500.00

Origination (.0% of Loan amount based on $200K)	$00.00
Admin (Underwriting)	$0.00
Flood	$15.50
Wire + MERS	$0.00
Appraisal	$780.00
Escrow	$0.00
Recording & Reconveyance	$225.00
Title (Based on $200K - will vary)	$310.00
Tax Service	$0.00
Title Endorsements	$100.00
VA Funding Fee	$4,300.00

Origination (0% of Loan amount based on 200K)	$0.00
Admin, Processing	$1,145.00
Flood	$0.00
Credit Report	$90.00
Appraisal	$825.00
Escrow	$510.00
Recording & Reconveyance	$225.00
Title (Based on $200K - will vary)	$310.00
Tax Service	$0.00
Title Endorsements	$100.00
Upfront Financed Fee	$2,020.20

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Business

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Financial Webinars

We've Dropped our Auto Rates - now that's something to wag about!

Jump to

Auto Loans

RV Loans

Marine Loans

Auto Loans

For a $20,000 new car loan for a term of 84 months with a 3.89% APR, the monthly payment will be $272.40

RV Loans

Marine Loans

Other Loan Rates

Personal Loan

*Includes .50% reduction for autopay and e-statements. $60 loan fee applies.

Goldline Plus

10.15%-21.40%APR

Signature Line of Credit

Share Secured

5.00%APR

Secured by your Maps Share Account

Certificate Secured

+2.00%*APR

*Certificate Rate + 2.00% APR. Secured by your Maps Certificate Account.

Mastercard

Home Equity Master Line

Lock-In Option - Variable

Lock-in Option - Fixed

4.75

Mortgages

Mortgage rates listed on our website are representative of a home loan purchase only. Refinance rates are typically .125% to 1% higher. Call for government rate quotes.

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10.15%-21.40%^APR

5.00%^APR

+2.00%*^APR