*All loans subject to approval. Special promotional rates of 2.99% APR, 6.99% APR, and 10.99% APR based on credit worthiness and applies only to purchases made from 11/15/2020 to 12/31/2020. Special promotional rate is not available on balance transfers or cash advances. APR may vary after the account is opened. Promotional rate will default back to the standard APR after 11 billing cycles after the initial purchase. The current Annual Percentage Rate (APR) for World or Platinum credit card purchases and balance transfers is 8.75% - 16.75% and is based on creditworthiness and the prime rate.