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Credit Cards

Cashback Mastercard®

Everyday purchasing power with unlimited 1% cash back.

Learn More

World Mastercard®

An elite card with high-end services—perfect for the traveler.

Learn More

Platinum Mastercard®

Great for rate-conscious consumers who carry a balance from month to month.

Learn More

Cashback Mastercard®

“Everyday purchasing power with unlimited 1% cash back.”

You can earn unlimited 1% cash back with the Maps Cashback Mastercard® anytime for any purchase. Plus, there is no minimum spending requirement to start earning cash back. Once you start spending, we’ll automatically deposit your monthly Cashback earnings into your Members Rewards account.

  • 1% cash back on every purchase
  • No annual fee
  • Contactless payment
  • Introductory Rate as low as 3.99% APR* for purchases and balance transfers for 12 billing cycles based on credit criteria
  • Variable APR* after introductory period is 15.00% to 23.00% variable APR, based on creditworthiness

15.00-23.00%APR*1% Cash Back on All Purchases

World Mastercard®

“An elite card with high-end services—perfect for the traveler.”

Travel with a card that empowers you to explore the places and experiences that mean the most to you and earn rewards points every single day of the year. The Maps World Mastercard® offers everyday flexibility as well as comprehensive travel and lifestyle benefits. Whether you are at home, traveling abroad, or making everyday purchases, the World Mastercard® offers peace of mind and reliable service.

  • Introductory Rate as low as 3.99% APR* for purchases and balance transfers for 12 billing cycles based on credit criteria. Variable APR* after introductory period is 13.00% to 17.00% variable APR, based on credit.
  • Contactless payment
  • Double points on air, hotel, restaurants, and car rental
  • Waived foreign transaction fees and international service assessments
  • Trip cancellation/interruption protection
  • Travel Assistance
  • 24/7 travel advisor
  • Baggage delay reimbursement
  • Mastercard airport concierge
  • Identity theft resolution services
  • Price protection

13.00-17.00%APR*$49 annual fee waived with $10,000 in annual spend (waived the first year), or use your points to pay for the annual fee

Platinum Mastercard®

“Great for rate-conscious consumers who carry a balance from month to month.”

Whether you’re looking to save on your regular purchases, book a getaway adventure, or pay down debt, the Maps Platinum Mastercard® Credit Card can help get you there.

  • Introductory Rate as low as 3.99% APR* for purchases and balance transfers for 12 billing cycles based on credit criteria
  • Variable APR* after introductory period is 13.00% to 21.00% variable APR, based on creditworthiness
  • No annual fee
  • Contactless payment
  • Single points on purchases: $1 = 1 point

13.00-21.00%APR**

Making a payment or setting up automatic billing is easy.

Log into Maps’ free Online Banking and click on your credit card under the loan summary. You’ll also find a transaction summary, statements, special offers, and access to your reward points. 

Frequently Asked Questions

How do I use my Rewards Points?

Redeem your points through ScoreCard Rewards in Online Banking within your credit card summary.

Can I use my card with my mobile wallet?

Use your Maps credit cards through your mobile wallet:

Apple Pay

Available for iPhone 6 and above. A complete list of compatible devices on the official Apple website here for list of compatible devices on the official Apple website. 

Setup:

  1. ​​Locate the wallet app that is preinstalled. 
  2. Open the app.
  3. Press “Add Credit or Debit Card”
  4. Follow the apps steps to install cards. 
  5. Add gift cards and rewards cards in the same way.

How to Use:

  • In Store:
    1. Hold phone over payment terminal. 
    2. Hold finger on the home button, enter lock screen pin number, Face-ID or Touch-ID.
  • In App: Click “Apple Pay” within the app and follow the check out steps. 
  • Online: Click “Buy with Apple Pay”, log in with your Apple ID, and follow the check out steps.

Apple Mobile Wallet Guide 

Samsung Pay

Available on Android 4.4 version and above. Detailed information is available on the official Google website here.

Setup:

  • Add gift cards and rewards cards in the same way.
  • Follow the apps steps to install cards. 
  • Open the app.
  • Install the app from the Android Store.

How to Use:

  • In Store:
    1. Hold phone over payment terminal.
    2. Unlock your phone.
    3. Android Pay will activate and complete payment. 
  • In App: Click “Android Pay” within the app and follow app steps to complete payment.
  • Online: Click “Buy with Android Pay” and follow steps to complete payment. 

Android Mobile Wallet Guide

Android Pay

Available on the Galaxy S8, S7, S6, Galaxy Note5, Gear S2 (with NFC only), and Gear S3. Detailed information is available on the official Samsung website here.

Setup:

  1. Locate the Samsung pay app that is preinstalled.
  2. Open the app.
  3. Sync your finger print for security. 
  4. Follow the apps steps to install cards. 
  5. Add gift cards and rewards cards in the same way.

How to Use:

  • In Store:
    1. Hold phone over payment terminal. 
    2. Hold finger on the home button or enter security pin number. 
    3. Samsung pay will process the payment. 
  • Not available for online purchases.  
Traveling soon?

Traveling? Let us know when you will be out of the state or country. You can submit a Travel Notification through our Digital Banking & Mobile App. Once you log in, click on any account and scroll down to “Additional Information”. From there, you can select, “Travel Notification”. If you do not have an online banking login, click the link and complete the form below.

Looking for added protection?​

Check out MasterCard® Identity Theft Service.

Can I transfer balances between cards?

Transfer balances from your other cards to a Maps credit card by logging into Online Banking.

How do I report a lost or stolen card?

For the best Member Service on your credit card contact us at 503-588-0181. Call this number for all issues related to your card from disputes to limit increases, or lost and stolen cards. We will be happy to assist you.

How do I report a fraudulent transaction on my card?

After you have identified fraudulent charges on your card account or have found yourself in a dispute with a merchant over a credit card charge, simply contact the number below and the Chargeback Member Services Team will guide you through the steps for filing your claim. They will also mail you any applicable paperwork and inform you of any required transaction documentation requirements. The Chargeback Member Services Team will also initiate credit to your credit card account (if applicable). Please pay very close attention to the deadlines for returning forms and documentation. If you do not provide the requested forms to the Chargeback Services Department within the stated timeframes, your case could be dismissed and the credit to your account could be reversed.

The Chargeback Member Services Team is very good at what they do — and eager to assist. Please do not hesitate call them if you have any questions about your dispute/fraud case.

Chargeback Member/Customer Services
Phone Number: 503-588-0181

How can I access my credit card information?

Access your credit card information and statements through Online Banking

How do I stop recurring payments on my credit card?

The best way to stop recurring payments on a debit/credit card, like utilities, subscription services or rent, is to contact the merchant/service provider directly. You may be able to do that online, by phone, in person or by mail, depending on the service. You should make your request at least three days before the next scheduled payment date, to avoid having another payment go through.

Credit Card Resources

*Annual Percentage Rate (APR). Rates good as of effectivedate and subject to change quarterly. 

Cashback: Cashback Credit Card APRs for purchases and balance transfers range from 15.00% to 23.00%, based on creditworthiness and the rate will vary based on Prime rate. Cash Advance APR will be 20.00% to 28.00%, based on the creditworthiness and the rate will vary based on Prime rate.  Cash Advance Fee: 4% of cash advance $10.00 minimum / no maximum. Balance Transfer Fee 3% of balance transfer with a $10 minimum/no maximum. Foreign Transaction Fee is 2.1% of the U.S. dollar amount of the foreign transaction. 
 
Our cashback rewards are based on net purchases (purchases less returns and other credits) made during a billing cycle. Cash advances, including convenience checks and balance transfers, do not qualify for the cashback rewards. Cash back rewards will be automatically deposited to your Member Rewards Account by the 9th of each month. This applies to Cashback Mastercard© accounts only. Your account must remain open and in good standing to receive the cashback rewards.
 
Platinum Mastercard: Platinum Credit Card APRs for purchases and balance transfers range from 13.00% to 21.00%, based on creditworthiness and the rate will vary based on Prime rate. Cash Advance APR will be 18.00% to 26.00%, based on the creditworthiness and the rate will vary based on Prime rate. Cash Advance Fee: 4% of cash advance $10.00 minimum / no maximum. Balance Transfer Fee 3% of balance transfer with a $10 minimum/no maximum. Foreign Transaction Fee is 2.1% of the U.S. dollar amount of the foreign transaction.
 
World Mastercard: World Credit Card APRs for purchases and balance transfers range from 13.00% to 17.00%, based on creditworthiness and the rate will vary based on Prime rate. Cash Advance APR will be 18.00% to 22.00%, based on the creditworthiness and the rate will vary based on Prime rate. Cash Advance Fee: 4% of cash advance $10.00 minimum / no maximum.  Annual Fee- $49. Foreign Transaction Fee is waived for World Mastercard. Balance Transfer Fee 3% of balance transfer with a $10 minimum/no maximum.
 
View our Credit Card Agreement here.

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