Special rate available March 1 - April 30, 2019!

Get it done with a Home Equity Master Line. 

  • Introductory rate as low as 4.50% APR*for 12 months
  • Up to 80% CLTV** financing 
  • $300 off closing cost

Already have a Maps Home Equity? Now is a good time to lock in a fixed rate.

Apply online here.

NMLS Registry Numbers

Home Equity Master Line Features

  • Line of credit to use for up to 10 years, with an additional 15 years to repay
  • Ability to lock in 3 loans under one line of credit
  • Check writing options
  • Fixed and variable rate options
  • No pre-payment penalty
  • Available on vacation homes
  • Interest may be tax deductible, consult your tax advisor

Rates may change at any time. Other terms and conditions may apply.
 

* APR. Maximum rate 18%. Annual fee $25.00. Interest rate is based on credit qualifications. The rate will adjust based on Wall Street Prime (Index) plus a margin. Special introductory rates for the variable line of credit range from 4.50% APR to 7.00% APR for loans up to 80% CLTV good for 12 months, available March 1 - April 30, 2019, and are subject to change. Member pays third-party closing costs, which range from $243–$1,500. Appraisal may be required. Lock fee $25, minimum amount to lock $5,000. ** CLTV Combined Loan to Value

Home Equity Rates

Home Equity Master Line

Repayment Terms APR Loan to Value
10 year draw & up to 15 years to repay 4.50%-8.00% up to 90% LTV

HELOC Owner-Occupied. Payment based on balance. $25.00 annual fee assessed January of each year. Borrower pays closing costs. Annual Percentage Rate (APR)* and maximum loan amount will be based on your credit qualifications and loan to value ratio. The variable APR may adjust quarterly based on Wall Street Prime plus or minus a margin. Minimum APR 3.49%. Maximum APR 18%.

Home Equity Master Line Disclosures

Lock-In Option - Variable

Repayment Terms APR
Terms 5, 10, 15, or 20 years 5.50%-7.50%

Rate is fixed for the first five years, then it may adjust every 5 years based on Wall Street Prime** plus a margin. Minimum APR 4.00%. Maximum APR 18%. Stated rates include .25% auto pay discount. Lock-In fee $25.

Lock-In Option - Variable Disclosures

Lock-in Option - Fixed

Repayment Terms APR
Terms 5, 10, 15, or 20 years 6.50%-10.00%

Rate includes .25% reduction for autopay. Lock-In fee $25.

Lock-in Option - Fixed Disclosures