Personal Loans

Sometimes a little help can make a big difference between where we are and where we want to be. A Maps personal loan or line of credit can give you a boost to pay off credit cards, buy a new computer, or finally fix up that bathroom.

Apply for a Personal Loan

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Personal Line of Credit

A line of credit that can even be used for overdraft protection.

Personal Signature Loan

Various rates available. Borrow for anything.

Share Secured Loan

Borrow against your share account.

Certificate Secured Loan

Borrow against your certificate account.

Rates good as of 7/1/2019 and are subject to change without notice.

*APR: Annual Percentage Rate. All loans are subject to a $60 loan origination fee and a $10 membership fee if borrower is not already a member. Fixed rates include a 0.50% rate reduction for automatic payment and electronic statements. Rate will be increased 0.50% if payment is not automatic and electronic statements are not set up. Floor rate of 4.19% applicable to all discounts. 

Other Loan Rates

Consumer Loans

Auto Rates

Product APR*
New and Used Autos
up to 72 months		 3.99% - 16.74%
New and Used Autos
73 - 84 months		 4.49% - 16.74%

For a $20,000 new car loan for a term of 84 months with a 4.49% APR, the monthly payment will be $277.95

Auto Rates Disclosures

RVs

Product APR
2019-2020 Fixed Rate* 5.24% - 17.99%
2019-2020 Variable Rate 5.99% - 17.99%
2018 and older Fixed Rate* 6.24% - 18.99%
2018 and older Variable Rate 7.99% - 19.99%

*Includes .50% reduction for autopay and e-statements.

RVs Disclosures

Marine

Product APR
Models 2019-2020 5.24% - 17.99%
2018 and older 6.24% - 18.99%

Includes .50% reduction for autopay and e-statements.

Marine Disclosures

Home Equity

Home Equity Master Line

Repayment Terms APR Loan to Value
10 year draw & up to 15 years to repay 3.50%-6.50% up to 90% LTV

HELOC Owner-Occupied. Payment based on balance. $25.00 annual fee assessed January of each year. Borrower pays closing costs. Annual Percentage Rate (APR)* and maximum loan amount will be based on your credit qualifications and loan to value ratio. The variable APR may adjust quarterly based on Wall Street Prime plus or minus a margin. Minimum APR 3.49%. Maximum APR 18%.

Home Equity Master Line: Offering Rates may change at any time. Other terms and conditions may apply. Appraisals required. Flood search cost: $12.50. Property Tax Tracking fee $81.  Estimated recording cost: $136-$163. Estimated title insurance or property report cost: $85 - $1300. Lock fee of $25 may apply. Total estimated costs will vary based on individual loan.

Home Equity Master Line Disclosures

Lock-In Option - Variable

Repayment Terms APR
Terms 5, 10, 15, or 20 years 3.25%-5.25%

Lock-in a portion of your Home Equity Master Line to an interest rate that is fixed for the first five years based on Wall Street Journal plus a margin; thereafter, the interest rate will adjust every 5 years based on Wall Street Journal Prime plus a Margin.As you repay the principal, your availability to borrow from your Home Equity Master Line will increase.   OR as you repay the principal portion that is locked in, these funds will be available to borrow through your Home Equity Master Line.

Lock-In Option - Variable Disclosures

Lock-in Option - Fixed

6.25

Repayment Terms APR
Terms 5, 10, 15, or 20 years 6.25%-9.75%

Lock-in a portion of your Home Equity Master Line to a fixed interest rate for 5, 10, 15, or 20 years. As you repay the principal, your availability to borrow from your Home Equity Master Line will increase.

Lock-in Option - Fixed Disclosures

Credit Cards

Mastercard

Product APR
Platinum Mastercard Rewards 10.25%-18.25%
World Mastercard Rewards 10.25%-14.25%
Business Mastercard 10.25%-18.25%
Secured Mastercard 18.25%
Youth Mastercard 18.25%

Mastercard Disclosures

Mortgage

Mortgages

Swipe left to scroll table.
Program Name Rate APR Points   Fees
15 Year Fixed (Conforming) 3.250% 3.394% 0.00%   View
30 Year Fixed (Conforming) 3.625% 3.707% 0.00%   View
30 Year FHA 3.250% 4.323% 0.00%   View
30 Year VA 3.750% 3.925% 0.00%   View
30 Year USDA Rural Home Purchase 3.625% 4.142% 0.00%   View

Mortgage rates listed on our website are representative of a home loan purchase only.  Refinance rates are typically .5% to 1% higher.


Rates good as of 03/26/20 and are subject to change without notice.

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Mortgages Disclosures