All loans are subject to a $60 loan origination fee and a $10 membership fee if borrower is not already a member.

Fixed rates include a 0.50% rate reduction for automatic payment and electronic statements. Rate will be increased 0.50% if payment is not automatic and electronic statements are not set up. Floor rate of 3.20% applicable to all discounts. 

All loans are subject to a $60 loan origination fee and a $10 membership fee if borrower is not already a member.

Fixed rates include a 0.50% rate reduction for automatic payment and electronic statements. Rate will be increased 0.50% if payment is not automatic and electronic statements are not set up. Floor rate of 3.20% applicable to all discounts. 

All loans are subject to a $60 loan origination fee and a $10 membership fee if borrower is not already a member.

Fixed rates include a 0.50% rate reduction for automatic payment and electronic statements. Rate will be increased 0.50% if payment is not automatic and electronic statements are not set up. Floor rate of 3.20% applicable to all discounts. 

Home Equity Master Line: Offering Rates may change at any time. Other terms and conditions may apply. Appraisals required. Flood search cost: $10. Property Tax Tracking fee $62.  Estimated recording cost: $96-$113. Estimated title insurance or property report cost: $85 - $1300. Lock fee of $25 may apply. Total estimated costs will vary based on individual loan.

* Annual Percentage Rate (APR) and maximum loan amount will be based on your credit qualifications, loan to value ratio, and repayment term. The variable APR may adjust quarterly based on Wall Street Prime (currently 4.50%) plus or minus a margin. Minimum APR: 3.49%. Maximum APR: 18%.

** Lock-In Option - Variable: Rate is fixed for the first five years, The Annual Percentage Rate that applies to the locked-in balance shall be our margin plus the Index, then current Wall Street Prime, at the time of the conversion; thereafter the rate shall change every 5 years to the then current margin + index. 

Wall Street Prime is currently 4.50%

Home Equity Master Line: Offering Rates may change at any time. Other terms and conditions may apply. Appraisals required. Flood search cost: $10. Property Tax Tracking fee $62.  Estimated recording cost: $96-$113. Estimated title insurance or property report cost: $85 - $1300. Lock fee of $25 may apply. Total estimated costs will vary based on individual loan.

* Annual Percentage Rate (APR) and maximum loan amount will be based on your credit qualifications, loan to value ratio, and repayment term. The variable APR may adjust quarterly based on Wall Street Prime (currently 4.50%) plus or minus a margin. Minimum APR: 3.49%. Maximum APR: 18%.

** Lock-In Option - Variable: Rate is fixed for the first five years, The Annual Percentage Rate that applies to the locked-in balance shall be our margin plus the Index, then current Wall Street Prime, at the time of the conversion; thereafter the rate shall change every 5 years to the then current margin + index. 

Wall Street Prime is currently 4.50%

Home Equity Master Line: Offering Rates may change at any time. Other terms and conditions may apply. Appraisals required. Flood search cost: $10. Property Tax Tracking fee $62.  Estimated recording cost: $96-$113. Estimated title insurance or property report cost: $85 - $1300. Lock fee of $25 may apply. Total estimated costs will vary based on individual loan.

* Annual Percentage Rate (APR) and maximum loan amount will be based on your credit qualifications, loan to value ratio, and repayment term. The variable APR may adjust quarterly based on Wall Street Prime (currently 4.50%) plus or minus a margin. Minimum APR: 3.49%. Maximum APR: 18%.

** Lock-In Option - Variable: Rate is fixed for the first five years, The Annual Percentage Rate that applies to the locked-in balance shall be our margin plus the Index, then current Wall Street Prime, at the time of the conversion; thereafter the rate shall change every 5 years to the then current margin + index. 

Wall Street Prime is currently 4.50%