Home Equity Master Line: Offering Rates may change at any time. Other terms and conditions may apply. Estimated account opening fees $300.00- $2,300.00; these fees vary depending on circumstances and an appraisal may be required.
* Annual Percentage Rate (APR) and maximum loan amount will be based on your credit qualifications, loan to value ratio, and repayment term. The variable APR may adjust quarterly based on Wall Street Prime (currently 3.25%) plus or minus a margin. Minimum APR: 3.49%. Maximum APR: 18%.
** Lock-In Option - Variable: Rate is fixed for the first five years, The Annual Percentage Rate that applies to the locked-in balance shall be our margin plus the Index, then current Wall Street Prime, at the time of the conversion; thereafter the rate shall change every 5 years to the then current margin + index.
Wall Street Prime is currently 3.25%. Loans subject to approval.