Personal Deposit Rates

Community Checking

N/A*

*A penny per debit card transaction is donated to
the Maps Community Foundation.

$25 minimum opening balance

Community Checking Disclosures

President's Club Checking

Balance APY*
$750-$9,999.99 0.25%
$10,000-$49,999.99 1.00%
$50,000-$99,999.99 1.00%
$100,000 and above 1.00%

$25 minimum opening balance

$750 minimum average daily balance to earn dividends

$30,000 minimum in combined loans or deposits to avoid $7.50 service fee

*APY: Annual Percentage Yield.

President's Club Checking Disclosures

Dividend Option Checking

0.01%APY

$25 minimum opening balance

$750 minimum average daily balance to earn dividends/avoid service fee

*APY: Annual Percentage Yield.

Dividend Option Checking Disclosures

Passport Checking

0.01%APY

$25 minimum opening balance

$750 minimum average daily balance to earn dividends

*APY: Annual Percentage Yield.

Passport Checking Disclosures

Share Savings

0.02%APY

$100 minimum balance

Share Savings Disclosures

Youth Savings

0.02%APY

$0 minimum balance

Youth Savings Disclosures

Christmas Club

0.02%APY

$0 minimum balance

Christmas Club Disclosures

Market Investor

Balance APY* Min Bal.
$100-$9,999.99 0.01% $100
$10,000-$49,999.99 0.05% $100
$50,000-$99,999.99 0.10% $100
$100,000 and above 0.15% $100
     

Market Investor Disclosures

Certificates of Deposit

Product APY Min Bal.
13 Month Certificate Special 2.00% $1,000
7 Month Certificate Special 1.50% $1,000
60 Month Certificate 0.70% $1,000
48 Month Certificate 0.65% $1,000
36 Month Certificate 0.60% $1,000
Show more rates
Show less rates

Certificates of Deposit Disclosures

IRAs and ESAs

Product APY Min Bal.
Premier IRA
$10 Annual Fee
1.00% $0
Monthly IRA Share Account 0.25% $0
IRA Savings 0.15% $0
Show more rates
13 Month Certificate Special 2.00% $1,000
7 Month Certificate Special 1.50% $1,000
Show less rates

IRAs and ESAs Disclosures


Personal Loan Rates

Auto Rates

Product APR*
New and Used Autos
up to 72 months
4.19% - 16.94%
New and Used Autos
73 - 84 months
4.69% - 16.94%

Includes .50% reduction for autopay and e-statements.

Auto Rates Disclosures

RVs

Product APR
2018-2019 Fixed Rate* 5.24% - 17.99%
2018-2019 Variable Rate 5.99% - 17.99%
2017 and older Fixed Rate* 6.24% - 18.99%
2017 and older Variable Rate 7.99% - 19.99%

*Includes .50% reduction for autopay and e-statements.

RVs Disclosures

Marine

Product APR
Models 2018-2019 5.24% - 17.99%
2017 and older 6.24% - 18.99%

Includes .50% reduction for autopay and e-statements.

Marine Disclosures

Goldline Plus

12.15%-23.40%APR

Signature Line of Credit

Goldline Plus Disclosures

Personal Loan

Product APR
Fixed Rate 8.25% - 22.00%*
Variable Rate 12.75% - 19.25%

*Includes .50% reduction for autopay and e-statements. $60 loan fee applies.

Personal Loan Disclosures

Share Secured

5.00%APR

Secured by your Maps Share Account

Share Secured Disclosures

Certificate Secured

+2.00%*APR

*Certificate Rate + 2.00% APR. Secured by your Maps Certificate Account.

Certificate Secured Disclosures

Home Equity Master Line

Repayment Terms APR Loan to Value
10 year draw & up to 15 years to repay 5.00%-8.00% up to 90% LTV

HELOC Owner-Occupied. Payment based on balance. $25.00 annual fee assessed January of each year. Borrower pays closing costs. Annual Percentage Rate (APR)* and maximum loan amount will be based on your credit qualifications and loan to value ratio. The variable APR may adjust quarterly based on Wall Street Prime plus or minus a margin. Minimum APR 3.49%. Maximum APR 18%.

Home Equity Master Line: Offering Rates may change at any time. Other terms and conditions may apply. Appraisals required. Flood search cost: $12.50. Property Tax Tracking fee $81.  Estimated recording cost: $136-$163. Estimated title insurance or property report cost: $85 - $1300. Lock fee of $25 may apply. Total estimated costs will vary based on individual loan.

Home Equity Master Line Disclosures

Lock-In Option - Variable

Repayment Terms APR
Terms 5, 10, 15, or 20 years 4.75%-6.75%

Lock-in a portion of your Home Equity Master Line to an interest rate that is fixed for the first five years based on Wall Street Journal plus a margin; thereafter, the interest rate will adjust every 5 years based on Wall Street Journal Prime plus a Margin.As you repay the principal, your availability to borrow from your Home Equity Master Line will increase.   OR as you repay the principal portion that is locked in, these funds will be available to borrow through your Home Equity Master Line.

Lock-In Option - Variable Disclosures

Lock-in Option - Fixed

6.25

Repayment Terms APR
Terms 5, 10, 15, or 20 years 6.25%-9.75%

Lock-in a portion of your Home Equity Master Line to a fixed interest rate for 5, 10, 15, or 20 years. As you repay the principal, your availability to borrow from your Home Equity Master Line will increase.

Lock-in Option - Fixed Disclosures

Mastercard

Product APR
Platinum Mastercard Rewards 10.75%-18.75%
World Mastercard Rewards 10.75%-14.75%
Business Mastercard 10.75%-18.75%
Secured Mastercard 18.75%
Youth Mastercard 18.75%

Mastercard Disclosures

Mortgages

Swipe left to scroll table.
Program Name Rate APR Points   Fees
15 Year Fixed (Conforming) 3.250% 3.394% 0.00%   View
30 Year Fixed (Conforming) 3.750% 3.833% 0.00%   View
30 Year FHA 3.125% 4.196% 0.00%   View
30 Year VA 3.375% 3.546% 0.00%   View
30 Year USDA Rural Home Purchase 3.250% 3.762% 0.00%   View

Rates good as of 12/03/19 and are subject to change without notice.

Apply Online
 

Mortgages Disclosures


Business Rates

Basic Business Checking

0.00APY

$100 minimum opening balance

Monthly Service Fee $5.
To Avoid Service Fee: Maintain a Daily Balance of $500; or $2,500 Combined Balance; or 10 Debit Card Purchases

Basic Business Checking Disclosures

Growth Business Checking

Product APY*
Below $1,500 0.00%
$1,500 and above 0.05%

$100 minimum opening balance

Monthly Service Fee: $10
To Avoid Service Fee: Maintain a Daily Balance of $2,500; or $4,000 Combined Balance; or Active Business Loan/Line

Growth Business Checking Disclosures

Advanced Business Checking

APY

Product APY*
Below $1,500 0.00%
$1,500 and above 0.10%

$100 minimum opening balance

Monthly service fee $20

To Avoid Service Fee: Daily Balance of $7,500; or $15,000 Combined Balance; or Active Business Loan/Line

Advanced Business Checking Disclosures

Business Share Savings

0.02%APY

$100 minimum balance to avoid service fee

Business Share Savings Disclosures

Business Market Investor

Product APY*
Below $1000 0.00%
$1,000 - $9,999.99 0.01%
$10,000 - $49,999.99 0.05%
Show more rates
Show less rates

$1,000 minimum balance to earn dividends

Business Market Investor Disclosures