Finding a reliable place to grow your money shouldn’t feel like a chore. At Maps Credit Union, we believe Keizer residents deserve more than just a place to park their cash; they deserve a financial partner that understands the local community. Whether you are saving for a new home near the Willamette River, preparing for a rainy day, or simply looking for a more rewarding banking experience, our savings accounts are designed to help you reach your goals faster.

As a credit union, we are member-owned. This means our profits go back to you in the form of better rates and lower fees. Discover how we can help you build a brighter financial future right here in Keizer.

Maximize Your Earnings: Member Rewards Savings

Our signature Member Rewards Savings Account is the ultimate tool for effortless growth. Available to all Maps personal memberships, this account is completely free and offers our highest savings interest rate. The philosophy is simple: the longer you keep your money in the account, the more you earn.

How it Works:

• Automated Deposits: You cannot make direct deposits into this account. Instead, it grows through Round Ups from your daily purchases, cashback from your credit card, and special Reward Bonuses.
• Easy Management: You can view your balance anytime through the Maps App, Online Banking, or your monthly statement.
• Simple Access: To use your funds, just transfer the desired amount from your Member Rewards account to your primary Checking or Savings Account

Start Your Journey: Membership Savings Account

Your journey with Maps begins here. The Membership Savings Account is more than just a place to save; it establishes your ownership and voting rights within the credit union. For a one-time $10 membership fee and a $5 minimum deposit, you become a member-owner of a local Keizer financial institution.

• Accessibility: This account is available to anyone within our field of membership.
• Dividends: Maintain a minimum average daily balance of $100 to earn dividends.
• Low Barrier: Start your membership with as little as $5. To earn dividends, a minimum balance of $100 is required. Maintaining at least $100 may also help you avoid service fees.

Simple and Dependable: Share Savings Account

Everyone needs a “bucket” for their specific financial goals. Whether you call it an emergency fund, a vacation fund, or a college savings account, our Share Savings Account is a dependable choice for Keizer residents who want to keep their goals organized.

• Consistent Growth: An average daily balance of $100 or more earns dividends.
• Straightforward Terms: Maintain a $100 minimum balance to keep your savings plan on track and avoid monthly fees.

Money Market Accounts

Looking for a flexible way to grow your savings without locking your funds away? Maps Credit Union offers versatile Money Market accounts designed to fit your unique financial strategy. Whether you want your earnings to dynamically track broader economic trends or you prefer a tiered structure that rewards a higher balance, we have an option tailored for you.

Indexed Money Market Account

The Indexed Money Market account is designed for members who want their returns tied to market trends. The highest rate on this account is tied to half of the Federal Fund rate, helping your earnings stay competitive.

Benefits include:

• Only a $5 opening deposit
• No penalties for early withdrawal
• Transfers between Maps accounts via Online Banking, electronic, or in-person deposits

Premium Money Market Account

If you maintain a higher balance and want to maximize your dividends, the Premium Money Market account is for you. You’ll earn more as your balance grows, while still keeping the liquidity you need to access your funds at any time.

Benefits include:

• Interest rates based on balance
• No monthly service fee
• Minimum $1 balance to earn dividends
• Only $5 opening deposit

Stress-Free Holidays: Christmas Club Savings
Account

The end of the year often brings extra expenses, from holiday gifts to property taxes and insurance premiums. Our Christmas Club Savings Account helps you set yourself up for success long before the first frost hits Keizer.

• Flexible Saving: Deposit any amount throughout the year to build your holiday fund.
• Automatic Distribution: In November, your saved funds are automatically transferred to an account of your choice, giving you a debt-free way to handle year-end costs.
• Earnings: There is no minimum balance required to earn dividends on this account.
• Discipline: Please note there is a $25 penalty fee for early withdrawals, helping you stay committed to your holiday goals.

Exclusively for Educators: Summer Saver Account

We know how hard our local school employees work. The Summer Saver Account is a high-yield savings option designed specifically for those in the education field who want to ensure a steady financial stream during the summer months.

• High-Rate Savings: Earn a competitive rate exclusively available to school employees.
• Flexible Payroll Deposits: Save between $1 and $2,000 monthly via payroll deduction or direct deposit.
• The Summer Payout: On July 1, your entire balance automatically transfers to your Maps Membership Savings account, perfectly timed for your summer break.
• Peace of Mind: Enjoy penalty-free withdrawals if you need to access your money sooner.

Why Choose Maps Credit Union in Keizer?

Banking locally means your money stays in the community. At Maps, we provide the digital tools of a national bank with the personalized, friendly service you can only find in Keizer. From our easy-to-use mobile app to our convenient branch locations, we are here to make saving simple, educational, and rewarding.