Credit & Debt
Categories
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What Happens to Your Debt When You Die?
Learn what happens to your debt when you die, and how to protect your loved ones with smart planning and estate organization. Read More »
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Zombie Debt: What It Is and How to Handle It
Zombie debt can come back to haunt you. Learn how to identify it, recognize your rights, and protect yourself from old, resurfacing debts Read More »
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Predatory Lending: What it Is and How to Avoid It
Learn how to spot and avoid predatory loans, understand common scams, and protect yourself with tips for safe borrowing in Oregon. Read More »
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What Credit Score Do You Need to Buy a House in Oregon?
Discover the credit scores Oregon home lenders look for and learn which loan programs may work for you (even with less-than-perfect credit). Read More »
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Why Credit Scores Matter—Even for Renters
Learn how your credit score can affect where you live, how much you pay upfront, and how easily you’re approved for rental applications. Read More »
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How to Improve Your Credit Before Buying a House
If homeownership is your goal, your credit health should be part of the plan. Here’s how to improve your credit score before buying a house. Read More »
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Avoiding the Financial FOMO Trap
Feeling behind when you see others spending more? Here’s how to tune out the noise and stay centered on your own financial path. Read More »
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Tips for Living Paycheck to Paycheck in a High-Cost World
Feeling squeezed by rising costs? Learn how to stop living paycheck to paycheck with these tips, tools, and mindset shifts. Read More »
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How to Pay Off Debt Faster
Want to pay off debt faster? Explore proven methods like the snowball and avalanche approaches, plus tips to help you stay on track. Read More »
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Credit Card vs. Debit Card: What’s the Best Way to Pay for Travel?
Traveling soon? Learn the pros and cons of using a credit card vs. debit card on your trip—and why bringing both might be the smartest move. Read More »
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8 Ways to Spot Student Loan Forgiveness Scams
Student loan forgiveness scams are on the rise. Learn to spot red flags, report fraud, and protect yourself. Read More »
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It’s Time to Take Action on Defaulted Student Loans
Involuntary collection of defaulted student loans resumes in May. Here’s what may happen if you have loans in default. Read More »