Credit Cards in Woodburn, OR
For over 90 years, Maps Credit Union has served families and individuals across the Willamette Valley with the kind of personal, community-rooted banking that national banks simply cannot replicate. From our founding in the Willamette Valley to our branch right here on Newberg Highway, Maps has grown alongside the communities we serve, including Woodburn, one of the most dynamic and hardworking towns in Marion County. When Woodburn residents need credit cards, they deserve options that are transparent, competitive, and backed by a financial institution that is genuinely on their side.
At Maps Credit Union, we offer three Mastercard® credit card options designed to match the real-world spending habits of real people. Whether you want unlimited cash back on everyday purchases, premium travel perks, or a low-rate card for carrying a balance, there is a Maps credit card built for your financial life. As a member-owned, not-for-profit credit union, every benefit we offer flows back to our members, not to stockholders.
Credit Cards in Woodburn, OR from a Credit Union That Puts Members First
When you choose a Maps credit card, you are not just getting a piece of plastic. You are joining a cooperative financial institution that has served Oregonians in the Willamette Valley for over nine decades. That history matters. It shapes the way we serve today, with competitive rates, practical financial tools, and local service built around real relationships.
Every Maps Mastercard® comes with:
- Mastercard® acceptance worldwide.
- Contactless payment for fast, secure in-person transactions.
- Apple Pay, Google Pay, and Samsung Pay compatibility.
- Full account management through free digital banking.
- Transparent rates reviewed regularly and published online.
- Access to balance transfers, credit limit reviews, and fraud support.
- No surprise fees. No moving goalposts. Just a credit card that works for you.
Three Credit Cards in Woodburn, OR for Every Kind of Spender
Maps offers three distinct Mastercard® options. Here is a look at each one, so you can find the card that fits where you are financially right now.
Maps Cashback Mastercard®
The Maps Cashback Mastercard® is built for everyday simplicity. You earn unlimited 1%1 cash back on every single purchase, with no minimum spending requirements, no rotating categories, and no annual fee. Your cash back is automatically deposited into your Member Rewards account by the 9th of each month.
That Member Rewards account is a special savings account designed to help your rewards keep growing. It is funded through your Cashback Mastercard rewards, Round Up activity, and Reward Bonuses, and it earns Maps’ highest dividend rate on savings. Because you cannot make direct deposits into the account, your balance builds automatically in the background as you spend. When you want to use your balance, simply transfer it to your Maps checking or Member Savings account.
Maps World Mastercard®
The Maps World Mastercard® is designed for members who travel, dine out, and want elite benefits behind every transaction. You earn double points2 on airfare, hotel stays, restaurants, and car rentals, and single points on everything else. Points are redeemable through ScoreCard Rewards in digital banking.
Travel perks include waived foreign transaction fees, trip cancellation and interruption protection, baggage delay reimbursement, Mastercard Airport Concierge access, a 24/7 travel advisor, and identity theft resolution services. The annual fee is $49, waived your first year entirely, and also waivable with $10,000 or more in annual spending or by redeeming rewards points.
Maps Platinum Mastercard®
For members who carry a balance month to month and want to minimize interest costs, the Maps Platinum Mastercard® is the rate-conscious choice. It carries no annual fee, earns single reward points on purchases3 ($1 = 1 point), and offers competitive rates. The Platinum card is a practical, low-friction option for everyday spending with the same Mastercard® acceptance and digital features as the other two cards.
All three cards include an introductory rate offer for new cardholders.
Why Woodburn Residents Choose Maps for Credit Cards
Woodburn is a community with deep roots and a strong work ethic. Many Woodburn families have banked with large national institutions and paid the price in fees, confusing terms, and indifferent service. Maps Credit Union is different in every way that matters.
- Member-owned means member-focused: There are no shareholders to satisfy, which means Maps can offer better rates, fewer fees, and products designed around your real financial needs.
- Local branch access: Our Woodburn branch at 1860 Newberg Highway is staffed by people who know this community. Need to discuss your card options in person? We are here Monday through Saturday.
- Bilingual service: Woodburn is a multilingual community, and Maps is committed to making banking more accessible for our Spanish-speaking members. Ask about Spanish-speaking service at our Woodburn Branch, and use the full Spanish translation available on the Maps website and in digital banking.
- Full digital access: Manage your Maps credit card through the free digital banking platform, available online and on iOS and Android. Check your balance, view transactions, make payments, and manage rewards from anywhere.
- Free credit coaching: If you want guidance on which card fits your credit profile, Maps offers free credit coaching.
Who Can Get Credit Cards in Woodburn, OR Through Maps Credit Union
Maps Credit Union membership is open to anyone who lives or works in the Greater Western Oregon Region. If you are in the Woodburn area, you likely qualify. You may also be eligible through a qualifying family relationship or if you have been a Maps member in the past.
Membership starts with a $5 minimum deposit into a Member Savings Account and a one-time $10 membership fee. That’s all it takes to become part of a credit union with deep Oregon roots and a long history of serving members.
Once you are a member, applying for a Maps credit card is simple. You can apply through digital banking or in person at our Woodburn branch.
Already a Maps member? Log in to Maps digital banking to apply now.
Not yet a member? Join Maps Credit Union and open your credit card in the same process.
Woodburn Banking Beyond Credit Cards
Maps Credit Union serves Woodburn members across a full range of personal financial products. If you are already exploring credit cards, you may also want to take a look at our other Woodburn-specific resources:
- Auto Loans: Competitive rates on new and used vehicles, with financing available for Maps members throughout Marion County.
- Personal Loans: Flexible personal loans for debt consolidation, home improvements, medical expenses, and more.
- Checking Accounts: Free checking with no monthly fees, early direct deposit, and full digital access.
- Savings Accounts: From the foundational Member Savings Account to high-yield options, Maps offers savings products for every stage of life.
Banking with Maps Credit Union means more than opening an account. It means joining an institution built around your long-term financial success.
Apply for Credit Cards in Woodburn, OR Today
Maps Credit Union has spent over 90 years earning the trust of Willamette Valley families, and Woodburn is a community we are proud to call our own. Our three Mastercard® credit card options, including the Cashback, World, and Platinum cards, offer Woodburn residents the flexibility, value, and transparency that only a member-owned credit union can deliver.
Cashback is deposited automatically. Travel perks for the explorer. Low rates for the balance carrier. There is a Maps card for every kind of spender.
1Cashback Credit Card APRs for purchases and balance transfers range from 14.25% to 22.25%, based on creditworthiness and the rate will vary based on Prime rate. Cash Advance APR will be 19.25% to 27.25%, based on the creditworthiness and the rate will vary based on Prime rate. Cash Advance Fee: 4% of cash advance $10.00 minimum / no maximum. Balance Transfer Fee 3% of balance transfer with a $10 minimum/no maximum. Foreign Transaction Fee is 2.1% of the U.S. dollar amount of the foreign transaction. Our cashback rewards are based on net purchases (purchases less returns and other credits) made during a billing cycle. Cash advances, including convenience checks and balance transfers, do not qualify for the cashback rewards. Cash back rewards will be automatically deposited to your Member Rewards Account by the 9th of each month. This applies to Cashback Mastercard© accounts
only. Your account must remain open and in good standing to receive the cashback rewards.
2Platinum Credit Card APRs for purchases and balance transfers range from 12.25% to 20.25%, based on creditworthiness and the rate will vary based on Prime rate. Cash Advance APR will be 17.25% to 25.25%, based on the creditworthiness and the rate will vary based on Prime rate. Cash Advance Fee:
4% of cash advance $10.00 minimum / no maximum. Balance Transfer Fee 3% of balance transfer with a
$10 minimum/no maximum. Foreign Transaction Fee is 2.1% of the U.S. dollar amount of the foreign
transaction.
3World Credit Card APRs for purchases and balance transfers range from 12.25% to 16.25%, based on
creditworthiness and the rate will vary based on Prime rate. Cash Advance APR will be 17.25% to
21.25%, based on the creditworthiness and the rate will vary based on Prime rate. Cash Advance Fee:
4% of cash advance $10.00 minimum / no maximum. Annual Fee- $49. Foreign Transaction Fee is
waived for World Mastercard. Balance Transfer Fee 3% of balance transfer with a $10 minimum/no
maximum.