Winter Skip-a-Payment
Need Extra Cash for the Holidays?
Members with select loan types in good standing are eligible for a winter skip. If you elect to skip a payment, a $25 fee will be added to your loan balance, and interest will continue to accrue. The program does not apply to first mortgages, equity loans, business loans, student loans, or leases. One skip allowed per qualifying loan in November or December.
How to Request a Winter Skip
- Request a skip by logging into digital banking (desktop or app).
- Click on the loan you would like to skip.
- Select the Skip-a-Payment button.
Have questions or need assistance? Call us at 503-588-0181 or visit any of our 11 branches.
The request must be received at least one week prior to the payment due date. The first payment may not be skipped. All Credit Union accounts and loans must be in good standing. Over-limit credit cards or credit lines are ineligible. Consecutive payments may not be skipped. Loan balances exceeding $75,000 do not qualify. The program does not apply to real estate loans (including first mortgages, home equity loans, and credit cards), business loans, student loans, or leases. Loans serviced by a third party may not be eligible for this program. If we receive your paycheck from your employer through direct deposit, your loan payment funds will be deposited to your savings or checking account this one time only. Offer valid until December 31, 2025.