When you’re headed out for summer travel, the last thing you want is car trouble. Fortunately, whether you’re far from home or in your own driveway, roadside assistance coverage can give you peace of mind. Like a first aid kit, it’s one of those things you hope you never need—but if you do, you’ll be glad you’re covered. Here’s what to know before you find yourself stuck with a flat or some other road trip headache.
What is Roadside Assistance?
Roadside Assistance coverage is a little like an insurance policy, but some research shows that only one in three drivers who carry roadside assistance coverage actually use it. Chances are, you won’t need to use it, but if you do, you’ll be very glad you have it.
It’s also worth noting that “Roadside Assistance” doesn’t have to happen on the roadside. You can use the service from parking lots, gas stations, grocery stores, garages, or even your own driveway. So, whether you’re headed out on a road trip or just doing your weekly grocery run, help is often just a phone call (or app tap) away.
What Does Roadside Assistance Cover?
Most roadside assistance coverage can help you if you:
- Breakdown
- Need a tow
- Run out of gas
- Need to charge your electric vehicle
- Lock your keys in the car
- Misplace your keys
- Get a flat tire
- Need a jumpstart
- Get stuck in snow, mud, or sand
There may be limits on when, where, and how often you can use these services, so be sure to check the terms of your plan. Some roadside assistance programs also offer Trip Interruption coverage, which helps with lodging, transportation, and meals if you’re more than 100 miles from home and your car breaks down. And, that can be a big financial relief when travel plans go sideways.
How to Choose a Plan
First and foremost, check for existing coverage. Several insurance providers (including Progressive and Allstate) offer roadside assistance as an optional add-on. Some cellphone providers, like Verizon, also offer roadside assistance as part of their plan or through a partner program. If you’ve recently purchased a new car, you may also qualify for free coverage through the manufacturer—often for the first three to five years.
If you don’t already have a plan, or are looking for broader or more eco-friendly options, here are some popular choices:
Major Players in Roadside Assistance
AAA
The American Automobile Association (AAA) is the most recognized name in roadside assistance, and it has existed since the early 1902. AAA is lauded for its 24/7 availability and reputation for quick response times. Members also get access to travel discounts, DMV services, and trip-planning resources.
Cost: $20 One-time enrollment fee + $67- $149 annually (as of May 1, 2025)
Better World Club
The Better World Club is a roadside assistance and insurance company that focuses on environmentally friendly services. That may seem like an odd distinction for an auto-focused organization, but they are committed to carbon neutrality and advocating for sustainable transportation. They also offer 24/7 emergency roadside assistance for bikes and e-bikes across the United States and Canada.
Cost: $63-$115 annually for autos, $42 annually for bikes only, as of May 1, 2025
Good Sam
Primarily known for RV coverage, Good Sam also offers plans for cars, trucks, and motorcycles. It’s a great option if you’re hitting the road in a larger vehicle or towing a trailer. Plans cover unlimited towing to the nearest service center and include help in the U.S., Canada, Mexico, and Puerto Rico.
Cost: $49.95–$119.95 annually (as of May 1, 2025)
Allstate
Allstate offers 24/7 roadside assistance through two models: as an add-on to their auto insurance or as a standalone plan available to anyone, regardless of insurance provider.
Cost: $73-$89 annually for the first year, $78-105 renewal after the first year (as of May 1, 2025)
AARP
In partnership with Allstate, AARP members can purchase roadside assistance plans with discounted pricing. Plans are available in two tiers: Roadside Assist and Roadside Advantage. Members can also add non-AARP household members to their plan.
Cost: AARP members receive a 10% discount on Allstate pricing for Roadside Assist and a 15% discount on Roadside Advantage
Nationwide
Nationwide’s Roadside Assistance is available as an add-on to their auto insurance policies. Services include towing (up to 100 miles on the higher-tier plan), battery jumpstarts, fuel delivery, lockout services, and trip interruption coverage.
Cost: $23–$75 annually as an add-on (as of May 1, 2025)
Geico
Geico offers roadside assistance as a low-cost add-on to its auto policies. Coverage includes towing, lockout help, battery jumpstarts, and tire changes. Geico’s mobile app makes it easy to request assistance and track your service in real time.
Cost: Around $14 annually per vehicle (as of May 1, 2025)
Progressive
Progressive offers roadside assistance as part of their auto insurance add-on options. Services include towing, flat tire changes, lockout help, fuel delivery, and winching.
Cost: Typically $15–$30 annually per vehicle (as of May 1, 2025)
Is Roadside Assistance Coverage Worth the Cost?
When deciding whether roadside assistance coverage is worth the annual fee, consider how comfortable you are handling minor car issues on your own. That’s the most important factor. Of course, the value of roadside assistance also depends on your driving habits and the distances you typically travel. If you do a lot of commuting, have an older vehicle, or just want the peace of mind that comes with having a backup plan, roadside assistance can be well worth the cost.
Even if you only use the service once, the value of being able to call for help instead of being stranded can easily outweigh the annual fee. And if you’re planning a big road trip this summer, adding or upgrading your coverage is a smart way to protect your budget—and your sanity—on the open road.
💡 Tip: Roadside assistance makes a great gift for teen drivers. If you’re a parent or grandparent of a new driver, consider purchasing a roadside assistance plan for them. It’s a thoughtful (and practical) way to offer peace of mind (both for them and for you). This is especially true if they’re heading off to college, taking a summer road trip, or just learning the ropes of car ownership.
Want more travel tips?
- Find out when you need travel insurance (and when you can skip it).
- Discover how to protect your money while you travel with our Summer Travel Safety Checklist.
- Learn how to avoid the hidden travel fees that can blow your vacation budget.